Complementa AG

About Complementa

Complementa was founded in 1984 as Switzerland's first independent investment controller and performance measurer. It was born out of the vision of supporting pension funds in their core task of financial management. Using state-of-the-art tools and highly trained and experienced staff, we provide pension funds with personalized advice, free from conflicts of interest, from strategy development to implementation monitoring.

Complementa in Numbers

> 40 Years of Experience

> 60 Professionals Serving Our Clients

> 200 Clients with Individual Requirements

> 270 Billion Assets Under Service

> 92,000 Investments Covered

Complementa Services

Investment Consulting

• Dynamic ALM Studies & Strategy Consulting
• Governance & Investment Organization
• Peer Group Analyses – Manager Selection
• Cost Analyses, Check-ups & Second Opinions
• Training & Workshops

Investment Controlling

• Periodic Reporting for the Management Board
• Monitoring of Investment Activities (Strategy & Implementation)
• Peer Group Analyses – Meeting Participation as an Independent Investment Expert
• Manager Reviews
• Specialized Analyses

Investment Reporting

• Consolidation of Total Assets
• Flexible & Multi-Level Reporting across Banks, Asset Classes, and Asset Managers, including Risk Indicators Coverage ratio estimator, compliance with bandwidths, and much more.
• Online reporting
• Peer group analyses
• ESG reporting (according to ASIP Recommendation, Standard 1.1)

Investment accounting

• Auditable securities accounting
• Use of a customer-specific chart of accounts
• Collective documents for easy transfer to customer accounting

Selected highlights

Multi-custody services

With our service, you combine high-quality, professional information provision with the advantages of a multi-custody setup, particularly by avoiding excessive dependencies, maintaining flexibility and negotiation leverage, reducing counterparty risks, and providing cost-effective or even free custody solutions.

ALM study

We analyze possible adjustments, such as changes to the portfolio, financing and performance parameters, and scenario analyses regarding the risk profile of the pension portfolio or the impact of a participation model. Strategy optimization takes into account the risk budget, the non-normal distribution of returns, and non-linear dependencies between investment categories. Further assessment includes, among other things, stress tests, the decomposition of risk and performance drivers, and the analysis of risk factors.

Risk Monitor

Risks and dependencies are not constant over time. Deviations of the portfolio from the strategy and fluctuations in the volatility of risk factors lead to shifts in investment risk. Our Risk Monitor serves as a monitoring tool and decision-making basis: We examine the extent to which the current investment risk is consistent with the strategic guidelines and analyze the reasons for deviations (e.g., portfolio management or market fluctuations).

Risk Check-up & Complementa Pension Fund Study

The largest independent pension fund study will be conducted for the 31st time in 2025. All participating pension funds receive a free, personalized evaluation with basic risk assessments and comparisons with 450 other pension funds (> 810 billion).

Why work with Complementa?

• Expertise and practical experience in all asset classes
• Unique tools and extensive databases
• Concise and concise reporting
• Active management support and presentation of options for action
• Free from conflicts of interest

We look forward to hearing from you